The Neyland Report
Earning - Thriving - Giving Back

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MEDICARE CHANGES FOR 2020

    MEDICARE CHANGES FOR 2020

There are more than 850,000 Medicare recipients in Louisiana, and if you happen to be one of them, you need to know about the changes coming in 2020.
The beginning of the new year will see Medicare Part B premium increase $9.50 to $144.60. Part B covers doctors visits, outpatient procedures, preventive care, medical equipment and lab and diagnostic services. If you already receive Social Security, this amount is deducted from your monthly benefit. Social Security will show a cost of living increase in 2020 of 1.6 percent, so most Medicare recipients probably not notice the increase to part B.

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2020 RESOLUTION: TAKE CHARGE OF YOUR FINANCES!

    2020 RESOLUTION: TAKE CHARGE OF YOUR FINANCES!

Does this sound familiar? You have a 401K, but you really do not know what mutual funds your are invested in and how they are performing. You routinely use credit cards, but you have no idea how much you paid in interest this year. You invested in some trendy tech stocks a couple of years ago, but you have not really kept up with their progress or lack thereof. If any or all of this rings true, you are probably in the majority of Americans. We Americans have an unfortunate lack of knowledge about your own finances, and our lack of effort in managing our money is keeping us from having the life we envision for ourselves. The solution is focusing time and energy into learning about our own money, and the new year is the ideal time to take charge.

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STRONG BODY = STRONG HEART

    STRONG BODY = STRONG HEART

Heart disease is still the number one cause of death among Americans, and for years medical professionals have been touting exercise a key prevention element.
Now, a new study from South Korea reveals people over the age of 60 who increase their levels of activity from continuously inactive to moderately or vigorously active three to four times a week may lower their risk of heart attack and stroke by 11 percent.

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LEISURE TIME: GYM OR COMPUTER?

    LEISURE TIME: GYM OR COMPUTER?

How wisely are you using your free time? Your doctor would probably advise you to use some of that time each day for physical activity. The not so surprising news is that a majority of Americans would prefer to stay still and look at some type of screen during their off hours. And by now, we all know that a sedentary lifestyle often leads to compromised health.

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OVERCOMING AGEISM IN THE WORKPLACE

    OVERCOMING AGEISM IN THE WORKPLACE

There is good news and bad news about the American job market. The good news? We are experiencing the lowest unemployment rates in a long time. The bad news: Older workers are still being discriminated about in hiring, inclusiveness and promotions. Ageism is alive and well in the workplace.

A recent survey of 1,265 baby boomer (people born between 1946 and 1964) job seekers, 52.5% of respondents said they have experienced age discrimination by an employer or potential employer. Similarly, 44.5% of baby boomers surveyed believe their generation is unfairly stereotyped by employers. If this sounds familiar to you, keep in mind it has little or nothing to do with your skills or experience. It has everything to do with a youth culture that permeates the American workplace.

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THE POWER OF SOCIALLY RESPONSIBLE INVESTING

    THE POWER OF SOCIALLY RESPONSIBLE INVESTING

Here is some great news for our aging population: It is estimated that over the next few years, Baby Boomers (people born from 1946 to 1964) will have 70 percent of the disposable income in this country. Since that is the case, investing is projected to be every bit as critical to that crowd as spending. Various outlets have predictions about what they will invest in, but it is increasingly common for this population group to participate in socially responsible investing.
Socially responsible investing (SRI) is a strategy that involves placing your money in causes, companies and movements that support your basic values.

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